My name is Alison. My blog readers know me as Bella. Either is fine. I am the author of A Budget Bella, a 30 year old, married, stay-at-home-mom of two girls (oh, I have a BA (Hons) too and soon to start a MSc!). I am British (Welsh if you ask my parents), having immigrated to Texas, USA in 2006. I am constantly finding creative ways to stretch my husband's income so I can be home with our daughters until they each start Kindergarten.
Sometimes, I feel
I am slowly coming to grips that being honest about our situation is not shameful. Over the last year I have begun to be brutally honest about finances. If we cannot pay for it with cash, we will not have it. This has meant relatives and close friends have received substantially smaller gifts at special occasions, occasionally none. Hallmark cards and the like are no longer on the budget. If that has offended some, I no longer take ownership of their disappointment and feel shame. I cannot afford it. They shall not receive it. I still love them.
My husband and I have also made sacrifices. Cutting out the cellphone, Toni 'n' Guy haircuts, pretty clothes and the latest sports equipment. For me that's been hard. Our girls are our everything. Thankfully they are at an age that materialism has no business playing a role in. They are happy and full of life. Loved with affection, not Fisher Price or Little Tikes.
I view our financial situation with great hope. I know once the girls are off to school, I too shall be working. But as of writing this, we live on one income and times are frequently tough. But being with my children, seeing all their firsts is priceless. For now I will budget, scrimp and be creative, hopefull inspiring and helping a few others along the way.
I understand that people that know me will read my little blog. I have not hidden it. Do not judge my thriftiness, for I will not judge your life based on credit. I can live without the cellphone, flat screen TV, second car, larger house, new outfit and manicured nails. I guess a huge lesson I have learnt is that anyone can look rich, successful and happy whilst whipping out the plastic or applying for another loan. But one day you have to face the balance and the interest. That day has come for me, and I am forever thankful.
Thank you for taking the time to visit A Budget Bella.
Alison aka A Budget Bella